Access Your Home Equity with a HELOC

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Accessing your home’s equity is easier than you think—and full of opportunity.

No need to wait to start your home improvement projects or cover looming expenses. With your home equity line of credit from NBT Bank (HELOC), you can quickly access available funds by transferring money directly to your checking account through online or mobile banking.

What could you do with your home's equity?

Home Improvements
Improve your
home
Debt Consolidation
Consolidate
debt
College Tuition
Invest in
education
Weddings and Honeymoons
Celebrate milestones,
your way
 

Your HELOC, made simple